A gap between your studies does not disqualify you from government job exams. Eligibility depends on age, education and the other criteria in the notification — not on continuous study. You do not need to explain or justify gap years ...
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Yes — IBPS RRB notifications do not disqualify candidates for a gap in education. What matters is holding the required degree or qualification by the cut-off date in the notification. You must also meet the age limits and the local ...