Gross salary is the total pay before any deductions — basic pay plus dearness allowance, house rent allowance, transport allowance and other allowances. Net salary, also called in-hand salary, is what remains after deductions like provident fund contribution, income tax ...
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An SBI PO gets a basic pay plus dearness allowance, house rent allowance and other bank allowances. The in-hand salary is highest in metro cities because of the higher HRA component. Perks include leased accommodation facility, medical benefits and concessional ...