OBC (non-creamy layer) candidates get 3 years of age relaxation in IBPS PO, Clerk and SBI exams.
SC/ST candidates get 5 years of relaxation as per government rules.
Relaxation applies only when claimed with a valid category certificate at the time of application.
Candidates eligible under more than one category get cumulative relaxation per government rules.
Always confirm the exact limits from the official exam notification.